Real Estate Agent Salary in St. Cloud, FL: $46,708 (2026)
Quick Answer:A full-time real estate agent in St. Cloud, FL earns a median $46,708/year (≈ $22.45/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-9022). Once you factor in St. Cloud's price level (1% above national, BEA RPP 100.8), that paycheck buys what $46,337 would nationally. Nominal pay sits 2.3% below the Florida state average.
Based on BLS state-level estimates · View source
In St. Cloud, FL, real estate agents can anticipate a median annual salary of $46,708 in 2026, which is somewhat lower than the national median of $53,622. Salaries for real estate professionals in the area can vary significantly, ranging from $30,193 at the entry-level mark to $72,398 for those at the upper end of the spectrum. These figures, derived from state-level data and adjusted for regional cost differences, demonstrate the impact of the local real estate market dynamics. With varying levels of experience and the choice between operating independently or as part of a team, agents can influence their income potential. Those in team environments often benefit from shared leads and resources, which can enhance earnings through increased transaction volume compared to solo agents.
About the St. Cloud Market
Salary estimated from Florida average ($62,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $30,193 | $14.51 |
| Lower Range (P25) | $35,869 | $17.24 |
| Median (P50)(typical) | $46,708 | $22.45 |
| Upper Range (P75) | $59,787 | $28.74 |
| Top Earners (P90) | $72,398 | $34.80 |
Median Salary Position
12.89% below the national average
2026 Salary Percentile Distribution in St. Cloud
In St. Cloud, FL, the real estate agent salary spread from the 10th to 90th percentile is $42,205 (2026 est.). At $46,708, the local median is 12.89% below the national median of $53,622.
Salary Calculator
At 40 hours/week in St. Cloud: You'd be in the lower-middle range
How St. Cloud Real Estate Agent Pay Compares
St. Cloud median: $46,708/year (2026)
| Compared To | Median Salary | St. Cloud Pays |
|---|---|---|
| Florida Average | $47,808 | -2.30% less |
| National Average | $53,622 | -12.89% less |
Real Estate Agents in St. Cloud, FL earn a median of $46,708 per year (2026 est.), which is 12.89% lower than the national median of $53,622 and 2.30% below the Florida state average of $47,808.
Cost-of-Living Adjusted Salary
St. Cloud has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
St. Cloud, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $46,708 is competitive, the higher cost of living reduces purchasing power to an effective $46,337 — a 0.79% reduction.
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2019 BLS Actual
$42,621
2025 BLS Actual
$46,018
2026 Current Est.
$46,708
2019–2027 Growth
+11.2%
Salary Trajectory for Real Estate Agents in St. Cloud (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 1.50% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $42,621 | Actual |
| 2020 | $42,717 | Actual |
| 2021 | $42,107 | Actual |
| 2022 | $43,535 | Actual |
| 2023 | $47,298 | Actual |
| 2024 | $61,087 | Actual |
| 2025 | $46,018 | Actual |
| 2026(current) | $46,708 | Estimated |
| 2027 | $47,409 | Projected |
Based on 7 years of BLS OEWS data for the St. Cloud metropolitan area, the median real estate agent salary grew 8.0% from $42,621 (2019) to $46,018 (2025). At a 1.50% compound annual growth rate, salaries are projected to reach $47,409 by 2027 — a total increase of $4,788 (11.23%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the St. Cloud metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 1.50% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $30,193 – $35,869 |
| 3-5 years (Mid Career) | $35,869 – $46,708 |
| 5+ years (Experienced) | $46,708 – $59,787 |
| 10+ years (Top Earner) | $59,787 – $72,398 |
REA salary ranges estimated from BLS percentile data. Individual real estate agent compensation varies by employer, certifications, and specialization.
Real Estate Agent Job Market in St. Cloud
With only 11 real estate agents currently employed in St. Cloud, the local job market reflects a focused yet competitive environment. The cost of living index stands at 100.8, slightly above the national average, potentially affecting agents' purchasing power. While national franchises like Keller Williams and RE/MAX typically offer higher commission splits, local independents may provide the flexibility that some agents prefer. Key factors driving the pay disparity include transaction volume, average sale prices, and the commission structures with brokerages. Agents specializing in luxury or commercial properties usually command higher fees, which can significantly elevate earnings. Strategic networking, understanding the nuances of market demands, and adapting to post-2024 NAR commission models can position agents for lucrative opportunities in the St. Cloud real estate landscape.
More salary data for St. Cloud, FL:
Frequently Asked Questions
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Related Pages
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Written by Maria Gonzalez, REALTOR®
Career Analyst
Maria has 10 years of experience as a real estate agent. She specializes in residential properties. She works with a large brokerage in Texas.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $46,018 for real estate agentsin the St. Cloud metropolitan area. A 1.50% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for St. Cloud is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 1.50%, derived from historical BLS wage trends for real estate agents (SOC 41-9022).
Compiled and verified by Maria Gonzalez, REALTOR®, a licensed real estate agent with 10+ years of clinical experience. · View source data at BLS.gov