Real Estate Agent Salary in Louisville/Jefferson County, KY: $50,222 (2026)
Quick Answer:A full-time real estate agent in Louisville/Jefferson County, KY earns a median $50,222/year (≈ $24.15/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-9022). Once you factor in Louisville/Jefferson County's price level (7% below national, BEA RPP 93.1), that paycheck buys what $53,959 would nationally. Nominal pay sits 4.9% above the Kentucky state average.
Official BLS data · View source
The real estate agent salary in Louisville/Jefferson County, Kentucky, projects a median annual income of $50,222 in 2026, which is slightly below the national median of $53,622, reflecting a difference attributed to local market conditions and the recent changes stemming from the post-2024 NAR settlement. Salary ranges in this market vary significantly, with entry-level positions starting around $38,164, while experienced agents can earn up to $106,951 annually. This data, derived from 2025 BLS OEWS surveys projected to 2026, highlights the diverse earning potential for real estate agents operating in Louisville/Jefferson County. Given the ongoing adjustments in commission structures and varying transaction volumes, the job market for real estate agents will continue to evolve, impacting potential earnings.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $38,164 | $18.35 |
| Lower Range (P25) | $40,164 | $19.32 |
| Median (P50)(typical) | $50,222 | $24.15 |
| Upper Range (P75) | $78,399 | $37.70 |
| Top Earners (P90) | $106,951 | $51.42 |
Median Salary Position
6.34% below the national average
2026 Salary Percentile Distribution in Louisville/Jefferson County
In Louisville/Jefferson County, KY, the real estate agent salary spread from the 10th to 90th percentile is $68,787 (2026 est.). At $50,222, the local median is 6.34% below the national median of $53,622.
Salary Calculator
At 40 hours/week in Louisville/Jefferson County: You'd be in the entry-level range
How Louisville/Jefferson County Real Estate Agent Pay Compares
Louisville/Jefferson County median: $50,222/year (2026)
| Compared To | Median Salary | Louisville/Jefferson County Pays |
|---|---|---|
| Kentucky Average | $47,876 | +4.90% more |
| National Average | $53,622 | -6.34% less |
Real Estate Agents in Louisville/Jefferson County, KY earn a median of $50,222 per year (2026 est.), which is 6.34% lower than the national median of $53,622 and 4.90% above the Kentucky state average of $47,876.
Cost-of-Living Adjusted Salary
Louisville/Jefferson County has a cost of living 6.93% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Louisville/Jefferson County, KY has a cost-of-living index of 93.074 (below the national average of 100). A real estate agent earning $50,222 nominally has purchasing power equivalent to $53,959 in an average-cost city — an effective 7.44% boost.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$44,260
2025 BLS Actual
$49,480
2026 Current Est.
$50,222
2019–2027 Growth
+15.2%
Salary Trajectory for Real Estate Agents in Louisville/Jefferson County (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 1.50% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $44,260 | Actual |
| 2020 | $52,900 | Actual |
| 2021 | $44,960 | Actual |
| 2022 | $35,740 | Actual |
| 2023 | $38,030 | Actual |
| 2024 | $38,770 | Actual |
| 2025 | $49,480 | Actual |
| 2026(current) | $50,222 | Estimated |
| 2027 | $50,976 | Projected |
Based on 7 years of BLS OEWS data for the Louisville/Jefferson County metropolitan area, the median real estate agent salary grew 11.8% from $44,260 (2019) to $49,480 (2025). At a 1.50% compound annual growth rate, salaries are projected to reach $50,976 by 2027 — a total increase of $6,716 (15.17%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Louisville/Jefferson County metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 1.50% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $38,164 – $40,164 |
| 3-5 years (Mid Career) | $40,164 – $50,222 |
| 5+ years (Experienced) | $50,222 – $78,399 |
| 10+ years (Top Earner) | $78,399 – $106,951 |
REA salary ranges estimated from BLS percentile data. Individual real estate agent compensation varies by employer, certifications, and specialization.
Real Estate Agent Job Market in Louisville/Jefferson County
As compensations for real estate agents in Louisville/Jefferson County KY fluctuate, local demand remains strong alongside a cost-of-living index that sits at 93.074, suggesting that overall housing and living expenses are lower than the national average. Agents affiliated with top national brokerage franchises like Keller Williams and RE/MAX often report higher incomes, driven by extensive marketing resources and robust support systems. Conversely, independent and fee-based brokerages may offer lower salaries but can provide flexibility and autonomy. The spread in pay among agents can largely be attributed to transaction volume, average sale prices, and commission structures influenced by the recent structural changes in agent compensation. To maximize pay, agents should focus on increasing their referral network and targeting higher-end properties, as premium commissions from luxury sales can significantly enhance overall earnings in this competitive market.
More salary data for Louisville/Jefferson County, KY:
Frequently Asked Questions
How much do real estate agents make in Louisville/Jefferson County, KY in 2026?
Is Louisville/Jefferson County, KY a good place to work as a real estate agent?
Can real estate agents make $100K in Louisville/Jefferson County?
What is the cost-of-living adjusted real estate agent salary in Louisville/Jefferson County?
How much does a real estate agent make per hour in Louisville/Jefferson County?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Kentucky
Written by Maria Gonzalez, REALTOR®
Career Analyst
Maria has 10 years of experience as a real estate agent. She specializes in residential properties. She works with a large brokerage in Texas.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $49,480 for real estate agentsin the Louisville/Jefferson County metropolitan area. A 1.50% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 1.50%, derived from historical BLS wage trends for real estate agents (SOC 41-9022).
Compiled and verified by Maria Gonzalez, REALTOR®, a licensed real estate agent with 10+ years of clinical experience. · View source data at BLS.gov