Real Estate Agent Salary in Radcliff, KY: $45,950 (2026)
Quick Answer:A full-time real estate agent in Radcliff, KY earns a median $45,950/year (≈ $22.09/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-9022). Once you factor in Radcliff's price level (11% below national, BEA RPP 89.3), that paycheck buys what $51,456 would nationally. Nominal pay sits 4.0% below the Kentucky state average.
Based on BLS state-level estimates · View source

In 2026, real estate agents in Radcliff, Kentucky, are projected to earn a median annual salary of $45,950, which falls below the national median of $53,622. With a salary range that spans from $30,360 at the 10th percentile to $71,223 at the 90th percentile, these figures highlight the structural variations within the industry, particularly between team-based agents and those who operate independently. Local estimates derived from 2025 BLS data indicate that compensation can differ significantly based on factors such as transaction volume, specialization, and commission arrangements with brokerages. As the market continues to evolve, the choices agents make about their structural affiliations will play a crucial role in shaping their financial outcomes in Radcliff.
About the Radcliff Market
Salary estimated from Kentucky average ($52,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $30,360 | $14.60 |
| Lower Range (P25) | $35,458 | $17.05 |
| Median (P50)(typical) | $45,950 | $22.09 |
| Upper Range (P75) | $58,816 | $28.28 |
| Top Earners (P90) | $71,223 | $34.25 |
Median Salary Position
14.31% below the national average
2026 Salary Percentile Distribution in Radcliff
In Radcliff, KY, the real estate agent salary spread from the 10th to 90th percentile is $40,863 (2026 est.). At $45,950, the local median is 14.31% below the national median of $53,622.
Salary Calculator
At 40 hours/week in Radcliff: You'd be in the lower-middle range
How Radcliff Real Estate Agent Pay Compares
Radcliff median: $45,950/year (2026)
| Compared To | Median Salary | Radcliff Pays |
|---|---|---|
| Kentucky Average | $47,865 | -4.00% less |
| National Average | $53,622 | -14.31% less |
Real Estate Agents in Radcliff, KY earn a median of $45,950 per year (2026 est.), which is 14.31% lower than the national median of $53,622 and 4.00% below the Kentucky state average of $47,865.
Cost-of-Living Adjusted Salary
Radcliff has a cost of living 10.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Radcliff, KY has a cost-of-living index of 89.3 (below the national average of 100). A real estate agent earning $45,950 nominally has purchasing power equivalent to $51,456 in an average-cost city — an effective 11.98% boost.
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2019 BLS Actual
$41,929
2025 BLS Actual
$45,271
2026 Current Est.
$45,950
2019–2027 Growth
+11.2%
Salary Trajectory for Real Estate Agents in Radcliff (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 1.50% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $41,929 | Actual |
| 2020 | $42,023 | Actual |
| 2021 | $41,423 | Actual |
| 2022 | $42,829 | Actual |
| 2023 | $46,531 | Actual |
| 2024 | $44,560 | Actual |
| 2025 | $45,271 | Actual |
| 2026(current) | $45,950 | Estimated |
| 2027 | $46,639 | Projected |
Based on 7 years of BLS OEWS data for the Radcliff metropolitan area, the median real estate agent salary grew 8.0% from $41,929 (2019) to $45,271 (2025). At a 1.50% compound annual growth rate, salaries are projected to reach $46,639 by 2027 — a total increase of $4,710 (11.23%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Radcliff metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 1.50% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $30,360 – $35,458 |
| 3-5 years (Mid Career) | $35,458 – $45,950 |
| 5+ years (Experienced) | $45,950 – $58,816 |
| 10+ years (Top Earner) | $58,816 – $71,223 |
REA salary ranges estimated from BLS percentile data. Individual real estate agent compensation varies by employer, certifications, and specialization.
Real Estate Agent Job Market in Radcliff
The local job market consists of only four employed real estate agents, indicating a modest presence in Radcliff. The cost of living index, sitting at 89.3, suggests that agents face a more affordable environment while trying to maximize their earnings. National franchise brokerages, like Keller Williams and RE/MAX, typically offer higher pay compared to local independent or discount brokerages, particularly when it comes to commission structures favorable to agents. With the real estate commission structures shifting post-2024 due to the NAR settlement, competition among agents to secure clients is expected to intensify. For those looking to elevate their pay, focusing on high-volume residential transactions or luxury properties can lead to higher commissions. Engaging with a robust referral network and aligning with successful teams may also enhance earning potential, making it vital for agents in Radcliff to consider strategic partnerships and effective marketing in their career development.
More salary data for Radcliff, KY:
Frequently Asked Questions
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Written by Maria Gonzalez, REALTOR®
Career Analyst
Maria has 10 years of experience as a real estate agent. She specializes in residential properties. She works with a large brokerage in Texas.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $45,271 for real estate agentsin the Radcliff metropolitan area. A 1.50% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Radcliff is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 1.50%, derived from historical BLS wage trends for real estate agents (SOC 41-9022).
Compiled and verified by Maria Gonzalez, REALTOR®, a licensed real estate agent with 10+ years of clinical experience. · View source data at BLS.gov