Entry-Level Real Estate Agent Salary in Ramsey, MN: $27,179 (2026)
Quick Answer:New real estate agents entering the Ramsey, MN job market in 2026 can expect a starting salary around $27,179 (BLS 10th-percentile benchmark for SOC 41-9022, projected from 2025 OEWS data). Stripping out Ramsey's local price level (BEA RPP 98.5 — 1% below national), a first-year paycheck buys what $27,593 would in average-cost America. Most reach the city median ($44,293) within a few years of clinical practice.
Based on BLS state-level estimates · View source
For new graduates entering the real estate profession in Ramsey, Minnesota, the 2026 starting real estate agent salary is projected to begin around $27,179, significantly lower than the city’s median annual salary of $44,293. This entry-level pay reflects the initial challenges of breaking into the competitive real estate market, where building a client base and gaining experience can take time. Over the first few years, many agents may realistically aim for progression towards $34,523 within their first three years, providing a clearer growth trajectory. With Ramsey’s housing market demonstrating steady demand, new agents can find opportunities to grow their businesses. The moderate cost of living in the area, sitting at a cost of living index of 98.5, makes it a potentially attractive place for recent graduates to establish their careers in real estate, although the starting pay does lag behind the national median of $53,622.
About the Ramsey Market
Salary estimated from Minnesota average ($68,000) adjusted for local cost of living.
Career Earnings Timeline in Ramsey
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Ramsey
Entry-level real estate agents in Ramsey, MN typically start between $27,179 and $34,523 per year (2026 est.). The full salary range spans $41,475 from the 10th to 90th percentile, with the local median at $44,293 — 17.4% below the national median.
Return on Investment
The average real estate program cost in Minnesota of $2,200 represents just 8.09% of the starting real estate agent pay ($27,179/year) in Ramsey. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Cost estimates include state-mandated pre-licensing courses, exam fees, background checks, initial license, and MLS/NAR dues. Agents typically pay for business expenses themselves. Brokers require additional experience and post-licensing education.
REA Salary Negotiation Tips for New Graduates in Ramsey
- 1Research the Ramsey market: entry-level real estate agent pay ranges from $27,179 to $34,523, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the real estate field — employers in MN often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Ramsey, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Ramsey for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Ramsey's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Real Estate Agent Compensation Range
The real estate agent wage spread in Ramsey is $41,475 ( 152.60%) between entry-level and top earners. Starting at $27,179, experienced hygienists can earn up to $68,654.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$20,247
2025 BLS Actual
$26,777
2026 Current Est.
$27,179
2019–2027 Growth
+36.2%
Salary Trajectory for Real Estate Agents in Ramsey (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 1.50% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $20,247 | Actual |
| 2020 | $20,385 | Actual |
| 2021 | $22,960 | Actual |
| 2022 | $23,658 | Actual |
| 2023 | $25,510 | Actual |
| 2024 | $37,883 | Actual |
| 2025 | $26,777 | Actual |
| 2026(current) | $27,179 | Estimated |
| 2027 | $27,586 | Projected |
Entry-level real estate agent compensation (10th percentile) in Ramsey, MN grew 32.3% over 7 years based on actual BLS metropolitan area surveys, rising from $20,247 in 2019 to $26,777 in 2025. By 2027, starting salaries are projected to reach $27,586. New graduates entering the Ramsey job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Ramsey metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 1.50% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your real estate Career in Ramsey
National franchise brokerages, such as Keller Williams and RE/MAX, typically dominate the employment landscape for new graduates in Ramsey. These firms often offer structured training programs and mentorship to help new agents develop their sales skills in exchange for a commission split arrangement. New agents commonly start as buyer's agents within team-based operations, providing a stable environment to gain valuable experience. Holding the necessary credentials, like a state real estate sales license, directly impacts earning potential; achieving designations like the NAR REALTOR® can further enhance one’s marketability. As the industry adapts post-2024 NAR settlement, new agents, especially those as 1099 independent contractors, may find their commission structures evolving. It’s crucial for new grads to strategically align themselves with robust brokerage firms and capitalize on networking opportunities within their first three years. Realistic earnings growth can be anticipated as they engage with clients and hone their skills, with the potential for significant increases as they gain experience and move toward higher earning brackets within Ramsey's real estate market.
More salary data for Ramsey, MN:
Frequently Asked Questions
What is the starting salary for real estate agents in Ramsey in 2026?
How fast do real estate agent salaries grow in Ramsey?
Is real estate school worth it in Ramsey?
What do new real estate agents make right out of school in Ramsey?
How do I become a real estate agent in Minnesota?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Minnesota
Written by Maria Gonzalez, REALTOR®
Career Analyst
Maria has 10 years of experience as a real estate agent. She specializes in residential properties. She works with a large brokerage in Texas.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new real estate graduates. A 1.50% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Ramsey. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Ramsey is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 1.50%, derived from historical BLS wage trends for real estate agents (SOC 41-9022).
Compiled and verified by Maria Gonzalez, REALTOR®, a licensed real estate agent with 10+ years of clinical experience. · View source data at BLS.gov