Real Estate Agent Salary in Ramsey, MN: $44,293 (2026)
Quick Answer:A full-time real estate agent in Ramsey, MN earns a median $44,293/year (≈ $21.29/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-9022). Once you factor in Ramsey's price level (1% below national, BEA RPP 98.5), that paycheck buys what $44,968 would nationally. Nominal pay sits 2.5% below the Minnesota state average.
Based on BLS state-level estimates · View source
With a 2026 median annual salary of $44,293, the real estate agent salary in Ramsey, MN, reflects a significant shift in the local market dynamics following the post-2024 NAR commission structure changes. The salary range for agents spans from $27,179 at the lower end to $68,654 at the higher end, highlighting a notable disparity depending on factors such as transaction volume and brokerage commission splits. These figures are derived from 2025 BLS Occupational Employment Statistics data, adjusted for regional price variances. Despite the evolving landscape, the Ramsey job market remains accessible for new entrants as it accommodates seven active real estate professionals. This structural framework presents opportunities, but agents must navigate a competitive environment to optimize their earnings.
About the Ramsey Market
Salary estimated from Minnesota average ($68,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $27,179 | $13.06 |
| Lower Range (P25) | $34,523 | $16.60 |
| Median (P50)(typical) | $44,293 | $21.29 |
| Upper Range (P75) | $56,695 | $27.25 |
| Top Earners (P90) | $68,654 | $33.01 |
Median Salary Position
17.4% below the national average
2026 Salary Percentile Distribution in Ramsey
In Ramsey, MN, the real estate agent salary spread from the 10th to 90th percentile is $41,475 (2026 est.). At $44,293, the local median is 17.4% below the national median of $53,622.
Salary Calculator
At 40 hours/week in Ramsey: You'd be in the lower-middle range
How Ramsey Real Estate Agent Pay Compares
Ramsey median: $44,293/year (2026)
| Compared To | Median Salary | Ramsey Pays |
|---|---|---|
| Minnesota Average | $45,428 | -2.50% less |
| National Average | $53,622 | -17.40% less |
Real Estate Agents in Ramsey, MN earn a median of $44,293 per year (2026 est.), which is 17.40% lower than the national median of $53,622 and 2.50% below the Minnesota state average of $45,428.
Cost-of-Living Adjusted Salary
Ramsey has a cost of living 1.50% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Ramsey, MN has a cost-of-living index of 98.5 (below the national average of 100). A real estate agent earning $44,293 nominally has purchasing power equivalent to $44,968 in an average-cost city — an effective 1.52% boost.
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2019 BLS Actual
$40,417
2025 BLS Actual
$43,638
2026 Current Est.
$44,293
2019–2027 Growth
+11.2%
Salary Trajectory for Real Estate Agents in Ramsey (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 1.50% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $40,417 | Actual |
| 2020 | $40,507 | Actual |
| 2021 | $39,929 | Actual |
| 2022 | $41,284 | Actual |
| 2023 | $44,852 | Actual |
| 2024 | $65,316 | Actual |
| 2025 | $43,638 | Actual |
| 2026(current) | $44,293 | Estimated |
| 2027 | $44,957 | Projected |
Based on 7 years of BLS OEWS data for the Ramsey metropolitan area, the median real estate agent salary grew 8.0% from $40,417 (2019) to $43,638 (2025). At a 1.50% compound annual growth rate, salaries are projected to reach $44,957 by 2027 — a total increase of $4,540 (11.23%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Ramsey metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 1.50% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $27,179 – $34,523 |
| 3-5 years (Mid Career) | $34,523 – $44,293 |
| 5+ years (Experienced) | $44,293 – $56,695 |
| 10+ years (Top Earner) | $56,695 – $68,654 |
REA salary ranges estimated from BLS percentile data. Individual real estate agent compensation varies by employer, certifications, and specialization.
Real Estate Agent Job Market in Ramsey
Examining the job market further reveals that living in Ramsey comes with a relatively affordable cost of living, evidenced by a cost-of-living index of 98.5. This reality can enhance the purchasing power of real estate professionals, especially those affiliated with prominent brokerages like Keller Williams or Coldwell Banker, which tend to offer higher compensation compared to independent firms and discount brokerages. The dichotomy in earnings among agents is primarily influenced by commission splits, with top earners often utilizing team structures to maximize income. Additionally, specializations in high-value segments, such as luxury or commercial properties, can result in superior compensation due to greater transaction sizes. For agents looking to excel in Ramsey, focusing on building referral networks and adopting effective marketing strategies will be essential to thriving in a market that demands adaptability and resilience.
More salary data for Ramsey, MN:
Frequently Asked Questions
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Written by Maria Gonzalez, REALTOR®
Career Analyst
Maria has 10 years of experience as a real estate agent. She specializes in residential properties. She works with a large brokerage in Texas.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $43,638 for real estate agentsin the Ramsey metropolitan area. A 1.50% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Ramsey is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 1.50%, derived from historical BLS wage trends for real estate agents (SOC 41-9022).
Compiled and verified by Maria Gonzalez, REALTOR®, a licensed real estate agent with 10+ years of clinical experience. · View source data at BLS.gov